Do you have the answers?
What rate of return do you have to earn on your savings and investment dollars to be able to retire at your current standard of living and have your money last throughout your life expectancy?
How much money do you need to save on a monthly or annual basis to be able to retire at your current standard of living and have money to last throughout your life expectancy?
If you continue to do what you are currently doing, how long will you have to work to be able to retire and live your current lifestyle throughout your life expectancy? If you do nothing different than what you are doing today, how much will you have to reduce your standard of living at retirement in order for your money to last throughout your life expectancy?